THE PROCESS
Our process is designed to help our clients achieve simplicity and confidence during their retirement years. It’s focused around 5 key areas of your current financial life.
FINANCIAL REVIEW
We will perform a Financial Review of your current situation.
- Assessing your Risk Tolerance
- Adjusting your portfolio to reduce fees
- Volatility Control
- Evaluate ways to reduce risk while still working towards your goals
INCOME PLANNING
Sound Retirement Income Plans include a strategy to address and compensate for tax liabilities.
- Social Security Maximization
- Income & Expense Analysis
- Inflation Plan
- Spousal Plan
- Longevity Protection
TAX PLANNING
Sound Retirement Income Plans include a strategy to address and compensate for tax liabilities.
- Assessing the taxable nature of your current asset allocations
- Strategizing ways to include tax-deferred or tax-free money in your plan
- Strategize which tax category to draw income from first to potentially reduce tax burden
- Discussing ways to leverage your qualified money to leave tax-free dollars to your beneficiaries
HEALTH CARE PLANNING
We will create a plan to help you protect yourself against rising healthcare costs with a minimum of expense, including:
- Looking at all aspects of Medicare, Parts A, B and D
- Analyzing options for a Long-Term Care Plan
LEGACY PLANNING
It is important to ensure your hard-earned assets go to your beneficiaries in the most tax
efficient manner. By working collaboratively with a qualified Estate Planning Attorney, our goal
will be to help you:
- Maximize your estate and income tax planning opportunities
- Protect any assets in trust and ensure they are distributed to your beneficiaries probate free
- Prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon
your death